Some motor vehicle collisions put people in an awkward position. They aren’t in control of the vehicle at the time of the crash but are instead a passenger in a co-worker’s, family member’s or friend’s vehicle. They may sustain serious injuries and then feel anxious about seeking compensation.
Most people do not want to sue their friends, coworkers or family members. However, they also do not want to simply absorb the costs generated in a serious Massachusetts crash. Thankfully, passengers have rights that help ensure they receive appropriate compensation given any injuries and property damage losses that they may sustain as a result of a collision.
How no-fault protection helps
Every driver in Massachusetts typically has no-fault personal injury protection (PIP) coverage included in their insurance policy. Those injured as passengers can make a claim against the policy covering the person transporting them, even if they are not technically at fault for the crash. That changes once the total costs generated by the injury reach $2,000. At that point, the injured party theoretically has the option of making a fault-based insurance claim against the driver who caused the crash or even pursuing a personal injury lawsuit.
Who is technically liable?
Passengers can make use of the no-fault coverage of the driver transporting them, regardless of fault and liability. They may also have the option of seeking compensation from the motorist who caused the crash. An assessment of collision circumstances is often necessary to determine who is liable. In some cases, it may even be possible to bring a claim against a third party. Injured passengers have numerous options that they can explore with the support of a personal injury attorney.
Steps for self-protection after a crash
Passengers injured in crashes often need to gather their own documentation, including photos of the collision scene and identifying information for all of the drivers involved, as well as any witnesses present. They may also need to keep a written record of their pain and other symptoms related to their injuries.
While insurance providers may pressure injured parties to make reported statements, it is typically beneficial to talk with an attorney first and have representation during any official interactions with insurance companies. Appropriate medical care is also important to connect the injuries sustained to the collision and prevent the collision injuries from worsening.
Knowing how the law protects injured passengers after a Massachusetts car crash is critical for the financial recovery of those involved in wrecks. Those in need of compensation often benefit from working with a lawyer while communicating with insurance providers, documenting losses and seeking compensation for collision-related losses.